This posting will be used to fill 2 positions.
Are you looking for a purpose-driven career, not just the same old 9 to 5? One that gives you a reason to come to work beyond just receiving a paycheck? Look no further! The SC Housing Finance and Development Authority (SC Housing) is actively searching for a Post-Closing Specialist to complete our Mortgage Production Team!
¿Por qué unirse a Vivienda SC?
Sabemos que nuestros empleados trabajan duro, por eso nos esforzamos por fomentar una cultura que promueva el equilibrio entre la vida laboral y personal, el bienestar y el compromiso y reconocimiento de los empleados. Somos una organización con visión de futuro, comprometida con transformar vidas mediante la creación de oportunidades de vivienda seguras, dignas y asequibles que hagan realidad nuestros sueños e inspiren esperanza en nuestros ciudadanos. Nuestro personal impulsa nuestro trabajo y nos ayuda a encontrar soluciones que marcan la diferencia en la vida de los demás. Si quieres formar parte de una organización que te permite conectar tu pasión por mejorar la vida de los demás con un propósito, ¡te invitamos a unirte a nuestro equipo de promotores de la vivienda!
¿Qué vas a hacer?
Under limited supervision you will perform support tasks related to the reservation, processing, review, approval/denial and purchase of mortgage loans by SC Housing in our Single-Family Homeownership Programs. En este rol podrás:
- Complete prefunding review and audit of closed mortgage loan files delivered to SC Housing for purchase.
- Ensure compliance with applicable program and insurer requirements.
- Ensure all regulatory compliance documentation is included and executed in accordance with state and federal requirements.
- Validate final loan pricing prior to loan purchase, to include assessing fees for late delivery and documenting deficiencies and extensions.
- Approve eligible loans for purchase.
- Complete daily posting and updates to single-family mortgage program rates via the lender portal.
- Provide direct support to the pricing desk by fulfilling initial, re-lock, extension and lock change requests.
- Monitor the weekly purchase and monthly settlement gain on sale calculations of loans delivered to the agency by our lending partners.
- Carry out all lock desk duties according to agency policies and procedures.
- Prepare and reconcile production and allocation data weekly for reporting to management and external partners.
- Monitor lender performance and communicate recommendations for process improvements and training.
- Stay abreast of industry changes, monitoring and participating in available training for continued development.